Terms of use
Last updated:
These terms govern your use of the Joker Card Guide CA website at jokercardcanada.com. By accessing the site you agree to be bound by these terms. If you don't agree, please don't use the site.
1. Informational use only
Content on this site is provided for general informational purposes. It is not a substitute for the official cardholder agreement, the issuer's terms, or professional financial, legal, or tax advice. Always confirm fees, limits, denominations, and program rules with the official Joker Card source (jokercard.ca) before relying on them.
2. Independence
We are an independent informational publication. We are not affiliated with the official Joker Card brand, Peoples Trust Company, Mastercard, Visa, or any of the alternative providers we compare against. See the full disclaimer for details.
3. Permitted use
You may read, share links to, and quote short excerpts of this site for personal or editorial purposes, provided you credit jokercardcanada.com and link back to the source page. You may not republish substantial portions of our content without written permission, scrape the site for commercial use, or use our content to train commercial machine-learning models.
4. Intellectual property
All original text, the site design, the custom wordmark, and the structured data we publish are the property of the operators of jokercardcanada.com and are protected by Canadian copyright law. Trademark references (Joker, Mastercard, Visa, KOHO, Neo, EQ Bank, etc.) are descriptive, not claims of ownership.
5. Outbound links
We link to external sites for the convenience of our readers. We have no control over the content, accuracy, or privacy practices of those sites. A link is not an endorsement.
6. No warranty
The site is provided "as is" without warranty of any kind, express or implied. We do not warrant that the content is accurate, complete, current, error-free, or fit for a particular purpose. Card programs change, fees change, and the issuer's terms govern any actual transaction.
7. Limitation of liability
To the fullest extent permitted by law, the operators, contributors, and affiliates of Joker Card Guide CA are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from (a) your use of this site, (b) your reliance on any content here, (c) any action you take on a third-party site reached through a link from us, or (d) any inability to access this site.
8. Indemnification
You agree to defend, indemnify, and hold harmless the operators of this site from any claim arising from your misuse of the site, your breach of these terms, or your violation of any law in connection with your use of the site.
9. Governing law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any dispute is subject to the exclusive jurisdiction of the courts of Ontario.
10. Changes to these terms
We may update these terms from time to time. The "Last updated" date at the top of this page is authoritative. Material changes will be highlighted in the site footer for at least 30 days following publication.
11. Contact
Questions about these terms can be sent via the contact page.